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When your Debt to income ratio goes above 2 600k debt, 300k income it becomes really painful. PSLF is the best option there. I think at this point it is still worth it, but freshly minted attendings must get used to living like a resident for a few years after finishing training. Thoughtful post. I had no idea this was going on until I started reading the WCI blog a few years ago. For comparisons sake I finished med school in 1983 with $29k in total student loan debt. I no longer remember the interest rate. I never worried about it. My feeling is that academic medicine needs to re examine their costs. This of course is unlikely to happen until some sort of crisis triggers a decline in applications IMHO. Im not sure that the medical student education of today is superior to your education 30+ years ago to justify the astronomical increase in costs.
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He offers flight training in his taildragger and teaches fabric re covering workshops. You may email him directly. Faced with the high rate of traffic accidents under slippery road conditions, agencies attempt to quickly identify slippery spots on the road and drivers want to receive information on the impending dangerous slippery spot, also known as black ice. In this study, wheel slip, defined as the difference between both speeds of vehicular transition and wheel rotation, was used to detect road slipperiness. Three types of experiment cars were repeatedly driven on snowy and dry surfaces to obtain wheel slip data. Three approaches, including regression analysis, support vector machine SVM, and deep learning, were explored to categorize into two states slippery or non slippery. Results indicated that a deep learning model resulted in the best performance with accuracy of 0. 972, only where sufficient data were obtained. SVM models universally showed good performance, with average accuracy of 0. 965, regardless of sample size. The proposed models can be applied to any connected devices including digital tachographs and on board units for cooperative ITS projects that gather wheel and transition speeds of a moving vehicle to enhance road safety in winter season though collecting followed by providing dangerous slippery spots on the road.
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Gardnarian Wicca was developed in England during the first half of the 20th century and was introduced to the public in 1954 by Gerald Gardner, a retired British civil servant. Since the last of the Witchcraft laws were repealed in 1951, his previous writing High Magics Aid was set in novel form plus his High Priestess wasnt too thrilled to bring that attention to the Craft. There are other forms of Wicca including British Traditional Witchcraft/Wicca, Traditional Initiatory Witchcraft/Wicca, and European Traditional Witchcraft/Wicca. Wicca is a feminine based nature religion that is oath bound, and requires initiation and at least 3 or more degrees of training. While Gardnarian Wicca draws upon a diverse set of ancient pagan and 20th century hermetic motifs for its theological structure and ritual practices, the other forms have been passed down for over a hundred years. The Craft was kept underground since the Inquisition so almost all of it was passed down orally. Wicca is the belief in a Goddess and God. Although time does change, its Core remains the same. It has less dogma than the other mainstream religions, Gardenarian Wiccas traditional core beliefs, principles and practices were originally outlined in the 1940s and 1950s by Gardner and Doreen Valiente, both in published books and in secret written and oral teachings passed along to their initiates. Wicca does share the 161 Laws and the Wiccan Rede. This is an archaic religion as its core does not change over time, as it is the practitioner that grows and evolves over time leading them to the Core.
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Despite testing defects or errors mayarise in our existing or new products, which could result in loss of revenue, market share, failure to achieve market acceptance,diversion of development resources, injury to our reputation, and increased service and maintenance cost. Defects or errors inour products and solutions might discourage customers from purchasing future products. Often, these defects are not detected untilafter the products have been shipped. If any of our products contain defects or perceived defects or have reliability, qualityor compatibility problems or perceived problems, our reputation might be damaged significantly, we could lose or experience a delayin market acceptance of the affected product or products and might be unable to retain existing customers or attract new customers. In addition, these defects could interrupt or delay sales. In the event of an actual or perceived defect or other problem, we mayneed to invest significant capital, technical, managerial and other resources to investigate and correct the potential defect orproblem and potentially divert these resources from other development efforts. If we are unable to provide a solution to the potentialdefect or problem that is acceptable to its customers, we may be required to incur substantial product recall, repair and replacementand even litigation costs. These costs could have a material adverse effect on our business and operating results. We will provide warrantieson certain product sales and allowances for estimated warranty costs are recorded during the period of sale. The determinationof such allowances requires us to make estimates of product return rates and expected costs to repair or to replace the productsunder warranty. We will establish warranty reserves based on our best estimates of warranty costs for each product line combinedwith liability estimates based on the prior twelve months sales activities.